At truxsurance.com, a Casurance Company, we can help you find the right coverage at a fair price for your truck or trucking insurance needs in Hayward, California area.
We work with some of the top rated companies for your commercial truck insurance policy and tailor a package that meets your truck and trailer needs.
Truck Insurance Coverages in California
- Primary Liability - This coverage option protects you from damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies
- Comprehensive Physical Damage and Collision Coverage - This insurance is coverage for your truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.
- Motor Truck Cargo Coverage - Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle.
- General Liability - This coverage provides protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract. Our company can offer you many lines of coverage for Artisans Contractors, Contractors Liability, Contractual Liability, Electrical Work, and Plumbing.
- Non-Trucking Liability/Bobtail Coverage - Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer.
Local Trucker
Intermediate
Long Haul Trucker
Intermodal or Port
Hot Shot (TGL and NTL not available for Class 3 Vehicles)
Dump Trucks (Other)
Dump Trucks (Sand and Gravel)
End Dumper Units
Logging
Refrigerated Trailer
Oversized or Overweight
Automobile Hauler [Excluded for Cargo and NTL]
Household Goods Mover
Tankers
Additional Coverages
- Auto Liability limits up to $1,000,000
- Pollution Liability Broaden Coverage automatically included where available (CA9948)
- Physical Damage and Cargo Coverage with combined deductible options up to $5,000
- Towing costs to the nearest repair facility included
- Gap Coverage automatically included if stated amount equals the loan amount on the Physical Damage form
- Truckers General Liability limits up to $1,000,000/$2,000,000
- Hired and Non-Owned Auto Coverage
- Trailer Interchange
- Uniform Intermodal Interchange Agreement (UIIA)
- Additional Insured Endorsement
- Uniform Intermodal Interchange Agreement (UIIA)
- Non-Owned Trailer Physical Damage
- Enhanced Physical Damage forms include:
- Mechanical Breakdown
- Diminishing Deductible
- Tarps, Chains, and Binders
- Personal Effects
- Electronic Equipment
- Rental Reimbursement
- Reefer breakdown with optional temperature control enhancement
Whether you're looking for owner operator, motor carrier or private carrier, we can help you find the best fit for your trucking insurance coverage. Contact us to find out more about truck and trucking insurance in Hayward, California area.